Continental Health Insurance Reviews
If you’re interested in health insurance, read our Continental Health Insurance reviews to discover the pros and cons of this company. We’ll discuss various coverage types offered by this company, from final expense policies to PPO plans. You can also learn more about their pet and life insurance policies. In addition to its health insurance plans, Continental offers auto and home insurance. This company is open to applicants of all ages, including those not eligible for Medicare.
First Continental offers a PPO plan.
First Continental offers various plans to fit different individuals’ needs. The company’s philosophy is based on individual needs and works with each customer to create a plan that works for everyone. First Continental also strives to keep its company size small, which means you’ll always speak to a live person when you call the company.
First Continental offers a final expense policy.
First Continental offers a final expense policy. This is an insurance product designed to cover the cost of your funeral. Unlike traditional life insurance plans, it does not require a waiting period. Most final expense policies require a waiting period, typically two years. You will not receive your entire death benefit if you die within the first two years. However, if you die after two years due to an accident or natural cause, you will receive the full death benefit as specified in your policy.
Applicants who choose a First Continental final expense policy will not have to undergo any medical exam. Once you purchase the policy, the premium will never increase. The coverage amount will be determined by the answers you provide on the application. You will also be required to choose your gender. Unfortunately, there is no gender-neutral option on the application.
While the policy amount will be fixed, you may want to shop around for the lowest premiums available. Many companies offer these policies. However, you should know that some companies will not be available in your state. Therefore, it’s essential to find a life insurance agent or broker specializing in this type of insurance. A good insurance agent can help you find the policy that meets your needs and budget.
First Continental offers a graded plan.
First Continental offers a graded plan for people under 65. The plan is affordable and can provide health insurance coverage for people with health conditions. The plan includes a two-year graded period, after which the premium paid will be returned to the beneficiary, plus 10% interest. The plan also includes instant protection, which pays out 40% of the death benefit within the first 12 months and 75% within the following 13 to 24 months. This payout rate is higher than other graded plans that typically have a 30/70 payout ratio.
First Continental offers many different plans to meet the needs of its clients. The company’s philosophy revolves around recognizing the needs of each customer, and it works closely with them to develop customized plans. First Continental also keeps its size small, so a natural person answers that phone call.
First Continental offers a Medicare Supplement Plan N.
First Continental Life Insurance Company offers a Medicare Supplement Plan, the third most popular plan. This plan offers excellent value for money and a broad range of benefits. In addition to covering the deductible and excess charges associated with Original Medicare Part A and Part B, this plan covers coverage gaps. However, this plan is not available in all states. Applicants must be 65 years old or older. Individuals who qualify for Medicare by disability may also be eligible for the plan.
This company has been providing Medicare Supplements plans since 1983. In 2006, it became a subsidiary of Aetna. Its goal is to provide customers with excellent service and the most affordable premium. With its headquarters in Brentwood, Tennessee, Continental Life offers Medicare Supplement plans to residents of the United States. The company has an A+ rating from the A.M. Best Company.
The cost of this plan is similar to that of its competitor Plan G. The plan requires only a $20 co-pay for ER visits and $50 for physician visits. Because it is a budget-friendly option, Plan N is ideal for individuals with limited medical needs. However, premium costs can vary depending on the plan’s level of coverage and your location.