Allstate Car Insurance Reviews

Allstate is one of the largest insurance providers in the country, providing coverage to nearly 16 million customers across the U.S. It offers a wide range of insurance policies and bundles them to help customers save money.

Allstate has a strong digital presence, with several online resources and a mobile app that can help policyholders manage their accounts. However, it receives lower customer satisfaction ratings than some of its competitors.

Costs

There are several cost factors that can impact your Allstate Car Insurance Reviews. These include your age, location, driving record and more. You can also take advantage of discounts, such as Allstate’s Good Student Driver Discount, which could save you money on your monthly premium.

Allstate also offers accident forgiveness, which forgives your policy’s normal increase in your premium and surcharge for the first accident you get into. This can be helpful for young drivers, and it can help you save a substantial amount of money over the long run.

In addition to the above discounts, Allstate also offers a pay-per-mile insurance policy that can be useful if you’re not often behind the wheel or if you don’t drive that much. It’s not offered in all states, but it’s worth checking out. Other discounts include Allstate’s Safe driving bonus check, which can help you save money if you’re accident-free for six months.

Coverage

Allstate offers several insurance options, including standard coverages and unique add-ons. It also has two usage-based discount programs: Drivewise(r) and Milewise(r).

Allstate is the fourth largest car insurance provider in the country, with $27 billion in premiums in 2021. It works through a network of local agents to provide auto insurance.

This makes Allstate an ideal option for drivers who want flexible coverage and discounts. It also has a strong financial stability rating from AM Best, the world’s largest credit-rating agency.

Allstate’s coverage is comprehensive and covers everything you need to be safe on the road. Its coverage includes bodily injury liability, property damage liability, and collision coverage.

Customer service

Allstate offers a variety of ways to contact customer service. You can get support via live chat, text messaging, and its mobile app.

Allstate also has an extensive network of agents across the country to help with local insurance needs. Its agents are familiar with local conditions and may be able to offer recommendations that can save you money.

Its agents can also recommend additional products that can help protect your other assets, like homeowners’ or renters’ insurance. The company also partners with companies that provide discounts on services and products that you may need.

While Allstate offers a wide range of coverage options, its prices are slightly higher than those of competitors. Its customer satisfaction scores are average, while its complaints index is below the national average.

Mobile app

Allstate offers a variety of mobile apps, including tools to help policyholders track their cars and homes. The app also lets policyholders view a digital proof of insurance, take pictures for claims, summon roadside assistance, pay bills, and access policy documents.

Among the most popular features of the app is Drivewise, a telematics program that tracks driver behavior to calculate premium discounts. Allstate claims that participating drivers can save up to 40% off their premiums.

The program sends data to Allstate about driving habits, such as the number of miles driven and the time of day. Allstate can then reward drivers who achieve a good driving score with Allstate Rewards points.

The Allstate mobile app is available for both iPhones and Android devices. It requires the activation of Drivewise and includes features like crash detection, personalized driving feedback after every trip, and a dashboard that shows estimated discounts.